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What's The Deal With Home Trust?

Thursday May 25th, 2017

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Home Trust is a lender primarily focused on helping people who do not qualify (either because of credit, income or down payment) with traditional banks. These clients end up paying more in rate and fees, but, they get short-term financing. Home Trust has been a leader in this space for decades.   Unfortunately, two bad things happened. First, in 2014 they accepted a lot of business from brokers who committed fraud. Second, they didn't really do a great job disclosing this to... [read more]

MAY 2017 TREB MID-MONTH STATISTICS

Thursday May 25th, 2017

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  TREB STATISTICS   MAY 2017 TREB MID-MONTH STATISTICS   May 17, 2017 – Greater Toronto Area REALTORS® reported 5,021 transactions through TREB’s MLS® System during the first 14 days of May 2017. This result was down by 16 percent in comparison to the same time period in May 2016. The decline in sales was greatest for low-rise home types, including detached and semi-detached houses and townhouses.   The number of new listings was up... [read more]

16-points Action Plan By The Gov't To Cool Down Toronto RE Market

Monday May 08th, 2017

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Ontario's Fair Housing Plan April 20, 2017 9:00 A.M.   Ontario's Fair Housing Plan introduces a comprehensive package of measures to help more people find affordable homes, increase supply, protect buyers and renters and bring stability to the real estate market. The plan includes: Actions to Address Demand for Housing: Introducing legislation that would, if passed, implement a new 15-per-cent Non-Resident Speculation Tax (NRST) on the price of homes in the... [read more]

Can New Kitchen Appliances Increase the Value of Your Home?

Thursday May 04th, 2017

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Next to a major kitchen renovation, replacing appliances is the most expensive way to upgrade the space. So if you’re purchasing a new refrigerator, stove or dishwasher in order to make your home more attractive to buyers, you want to make wise purchasing decisions.   The most important consideration is how the appliances will look in the kitchen. Ideally, they should match in colour and style. They should also be the right size for the space. The last thing you want is a... [read more]

Low-Cost Storage Hacks for Creating More Space

Wednesday Apr 12th, 2017

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Comedian George Carlin’s most memorable routine was, “A place for my stuff.” In it, he talked about dealing with the increasing quantity of items we accumulate throughout life.   George was funny. The problem is not. Here are some low-cost ideas for quickly creating storage space for your stuff.   Attach a cloth pouch or thin plastic basket to the inside of cupboard doors. This is a great way to store Tupperware lids, cosmetics,... [read more]

Should You Move or Renovate? Three Things to Consider:

Sunday Mar 19th, 2017

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Determining if you should buy a new home or fix up your current one isn’t easy. In fact, the decision can be steeped in so much drama they make reality TV shows about it!   So if you’re considering whether to move or improve, here are three things to consider.   Will a renovation truly fix what you don’t like about your property? If you’re tired of a small kitchen, for example, it might not be possible, given the layout, to make it any... [read more]

How to Reduce the Chance of a Burglary by 90%

Sunday Mar 19th, 2017

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No one wants to deal with a burglary. How do you reduce the chances of one happening?   Fortunately, burglaries are a well-studied phenomenon — especially by law enforcement. These studies have identified specific things you can do to cut the risk dramatically. Here are some ideas:   34% of home break-ins occur through the front door. Experts recommend investing in a door with a top-quality locking mechanism. (The best are those that lock at three points of... [read more]

Will an Open House Help Sell your Home?

Monday Feb 20th, 2017

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You’ve probably seen signs around the area for Open Houses. You may have even attended a few. These are open invitations for potential buyers to drop by on a certain day and time, to check out the property and get more information.   When you’re listing your home for sale, you might wonder whether you’ll need to have an Open House.   To answer that question, you’ll need to consider the pros and cons. Planning and hosting an open house isn’t as... [read more]

Do You Have an Exit Plan in Case of a Fire?

Monday Feb 20th, 2017

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In almost every movie featuring a house on fire, the actors seem to be able to move around the house and see just fine, while beating back flames with a shirt or coat. Of course, that’s not what happens in real fires.   When there’s fire in a home, there is typically complete darkness (because the power goes out) and a cloud of spreading thick, black smoke makes it difficult to see and breathe.   That’s why knowing how to get out of your house —... [read more]

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